Reverse Swear Jar

Terms of Service

Terms of Service

Effective Date: April 28, 2026

These Terms of Service ("Terms") govern your access to and use of the Reverse Swear Jar website, platform, and all related services (collectively, the "Services") operated by FT LLC, a Montana limited liability company doing business as Reverse Swear Jar ("we," "us," or "our"), located at 6479 US Highway 93 S, Suite 969, Whitefish, MT 59937.

Please read these Terms carefully. By accessing or using our Services, you agree to be bound by these Terms, our Privacy Policy, and any other agreements or policies referenced herein. If you do not agree, do not use our Services.

1. Who We Are

Reverse Swear Jar is a digital novelty entertainment platform. Customers purchase credits that can be exchanged for AI-generated, human-curated fictional expletive entries — humorous made-up curse words delivered with a definition, etymology, and example sentence ("Content").

The Services are provided strictly for comedic and entertainment purposes. All Content is fictional. Reverse Swear Jar does not endorse the use of any Content in any specific context, and you assume all responsibility for any use you make of Content obtained through the Services.

2. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use our Services. By using our Services, you represent and warrant that you meet these requirements. Use of the Services by anyone under 18 is strictly prohibited. You will be required to confirm that you are at least 18 years old before completing any purchase. Misrepresenting your age to access the Services is a violation of these Terms and may result in immediate account termination.

3. Account Registration

Certain features of the Services require you to create an account. We use passwordless authentication via email-delivered magic links. When registering, you agree to:

  • Provide an accurate, current, and complete email address
  • Maintain control of the email address associated with your account
  • Accept responsibility for all activity that occurs under your account
  • Notify us immediately if you suspect unauthorized access to your account

We reserve the right to suspend or terminate any account that contains inaccurate or false information, or that we determine has been compromised, misused, or operated in violation of these Terms.

4. The Reverse Swear Jar Platform

4.1 Credits and Purchases

Customers purchase credit packs at advertised tiers. Each credit can be exchanged for one piece of Content. Credits are tied to your account and may be used at any time while your account is active. Credits are non-refundable once issued, except as expressly provided in these Terms or required by law.

4.2 Content Tiers

Content may be delivered in different tiers depending on the credit pack purchased, including basic entries (word and brief definition) and full entries (definition, etymology, example sentence, and additional context). Tier-level features are described at the point of purchase and may be updated from time to time.

4.3 Permanent Access

Once you have unlocked Content using a credit, that Content remains accessible in your account portal for the lifetime of your account, subject to these Terms and applicable law. Reverse Swear Jar reserves the right to remove individual pieces of Content in cases of error, legal complaint, or violation of our internal content standards, in which case we will issue a replacement credit at our discretion.

4.4 Public Permalinks

Unlocked Content may be assigned a public permalink hosted at reverseswearjar.com. The Content of these permalinked pages is public-facing. No personally identifying information is associated with permalinks unless you have opted in to public attribution in your account settings.

4.5 Voting

The Services may allow visitors to vote on public Content as part of an aggregate ranking or leaderboard system. Votes may be cast by both registered users and unregistered visitors. By voting, you represent that you are not casting votes through automated means and are not attempting to manipulate rankings. We reserve the right to disqualify votes we determine to be the result of fraud, automation, or coordinated manipulation, and to remove Content or accounts associated with such manipulation.

4.6 Leaderboard and Public Display Names

If you opt in to leaderboard participation, you may select a public display name and approximate location to be shown alongside your ranked Content. Display names must be unique across the platform, must not impersonate any other person or entity, must not contain protected trademarks you do not own, and must comply with the prohibited conduct provisions of Section 8. We reserve the right to reject or remove any display name at our discretion.

4.7 Waitlist

When new Content is unavailable, you may provide an email address to join a waitlist. Joining the waitlist does not guarantee future availability of Content, does not constitute a purchase, and does not entitle you to any specific Content or pricing. We may notify you when Content becomes available; you may unsubscribe from waitlist communications at any time.

5. Content Generation and Curation

Content is generated using artificial intelligence systems and curated by Reverse Swear Jar prior to being made available for unlock. While we make reasonable efforts to filter, review, and remove harmful or unacceptable output before it reaches the Services, we make no representation or warranty regarding the appropriateness, accuracy, originality, or quality of any individual piece of Content. Full details of how Content is generated and the limitations of that process are set forth in our AI Novelty Disclosure, which is incorporated into these Terms by reference.

You acknowledge that:

  • Content is fictional and generated for entertainment purposes only
  • Content may include language that is profane, irreverent, absurd, or otherwise inappropriate for certain audiences or settings
  • Reverse Swear Jar does not endorse, recommend, or take responsibility for any specific use of Content by you or any third party
  • You will not rely on any Content as factual, instructional, or in any way authoritative

If you encounter Content that you believe violates our content standards or applicable law, please report it to us using the contact information in Section 22.

6. Fees and Payments

Credits are sold at the prices displayed on our website at the time of purchase. We reserve the right to introduce, modify, or discontinue tiers, pricing, and promotional offers at any time. Pricing changes will not retroactively affect credits already purchased.

All payments are processed through our third-party payment processor. By making a purchase, you agree to the terms of the applicable payment processor and authorize us (or our processor on our behalf) to charge your selected payment method for the total amount displayed at checkout, including any optional payment processing fee coverage you have elected.

6.1 Refunds

Refunds, credit replacements, chargebacks, and related billing matters are governed by our Refund Policy, available at reverseswearjar.com/refunds and incorporated into these Terms by reference. By making a purchase, you agree to the terms of the Refund Policy in effect at the time of purchase.

In summary, credits are digital goods and are generally non-refundable once issued. We may, at our sole discretion, provide refunds, credit replacements, or other accommodations on a case-by-case basis, including in response to verified billing errors, duplicate charges, technical failures, or content quality concerns submitted through our in-app flag mechanism. Full details, eligibility, and procedures are set forth in the Refund Policy.

6.2 Chargebacks

We strongly encourage you to contact us before initiating a chargeback through your bank or card issuer. Most billing concerns can be resolved within five business days through direct communication.

Initiating a chargeback for a transaction you actually authorized — sometimes called "friendly fraud" — is illegal. Filing a false dispute claim with a financial institution constitutes wire fraud under federal law (18 U.S.C. § 1343) and may also constitute theft of services and bank fraud under state and federal statutes. The fact that a chargeback is processed through a bank's dispute system does not insulate the filer from civil or criminal liability.

By making a purchase, you agree that:

  • You will not initiate a chargeback for any transaction you in fact authorized
  • You will contact us first to resolve any legitimate billing dispute
  • Initiating a chargeback without first attempting resolution through our support channel is a material breach of these Terms

Reverse Swear Jar reserves the right to:

  • Submit transaction logs, IP records, browser fingerprints, account activity, and Content delivery confirmations to your card issuer in defense of any chargeback we determine to be invalid
  • Pursue collection of charged-back amounts through licensed collection agencies, including a wholly-owned subsidiary of FT LLC
  • Refer cases of demonstrable chargeback fraud to law enforcement, the Federal Trade Commission, and your card issuer's fraud department
  • Permanently terminate the account of any user who initiates an invalid chargeback and block all associated payment methods, IP addresses, and email addresses from future use of the Services

The full chargeback policy is set forth in our Refund Policy.

7. Communications Consent

By creating an account, making a purchase, or otherwise providing your contact information through our Services, you expressly consent to receive transactional communications from Reverse Swear Jar via email. These communications may include:

  • Magic login links
  • Purchase confirmations and receipts
  • Credit balance notifications
  • Account and security alerts
  • Service announcements
  • Waitlist notifications, where you have signed up for one

You may also opt in to receive promotional communications. You may opt out of promotional communications at any time by following the unsubscribe instructions in any message or by contacting us directly. Transactional communications related to account activity may continue regardless of opt-out status.

8. Prohibited Conduct

You agree not to use the Services to:

  • Violate any applicable federal, state, or local law or regulation
  • Impersonate any person or entity or misrepresent your identity or affiliation
  • Misrepresent your age to access the Services
  • Submit false, misleading, or fraudulent payment information
  • Initiate a chargeback for a transaction you authorized, or otherwise file a false dispute with a card issuer
  • Interfere with or disrupt the integrity, performance, or security of the Services
  • Attempt to gain unauthorized access to any part of the Services or related systems
  • Use automated means — including bots, scrapers, or crawlers — to access, generate purchases through, vote on Content through, or collect data from the Services without our express written permission
  • Manipulate vote counts, leaderboard rankings, or other engagement metrics through coordinated activity, automated tools, or any other means
  • Submit false flags or abuse the Content quality flag system to obtain refunds or credits to which you are not entitled
  • Resell, redistribute, or commercially exploit Content obtained through the Services without our express written consent
  • Select a leaderboard display name that impersonates another person, infringes a trademark, or violates any other provision of these Terms
  • Harass, threaten, defame, or otherwise harm other users or Company personnel
  • Use the Services in connection with spam, unsolicited bulk email, or SMS campaigns in violation of CAN-SPAM, TCPA, or any other applicable law
  • Use the Services to harass, defame, threaten, or incite harm against any specific person or group, including by directing AI-generated Content at a specific real-world target

9. User Content

You may have the ability to submit feedback, flag Content, or otherwise interact with the Services in ways that result in submitted material ("User Content"). By submitting User Content, you grant Reverse Swear Jar a non-exclusive, royalty-free, worldwide, perpetual license to use, display, reproduce, and distribute that material in connection with operating and improving the Services.

You represent and warrant that your User Content does not violate any law and does not infringe any third-party rights. We reserve the right to remove any User Content at our discretion without notice.

10. Third-Party Services and Links

The Services rely on third-party platforms and providers, including payment processors, email delivery providers, hosting providers, and analytics platforms ("Third-Party Services"). These Third-Party Services are governed by their own terms and privacy policies. Reverse Swear Jar does not control, endorse, or assume responsibility for any Third-Party Services, and your use of them is at your own risk.

11. Intellectual Property

All content, features, and functionality of the Services — including text, graphics, logos, icons, images, software, and overall design — are the property of FT LLC or its licensors and are protected by applicable United States and international intellectual property laws.

You receive a personal, non-exclusive, non-transferable, revocable license to view and personally use Content you have unlocked through the Services. This license does not grant you the right to reproduce, distribute, modify, create derivative works of, publicly display, or otherwise commercially exploit our intellectual property without our prior written consent.

12. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE PLATFORM OR ITS SERVERS ARE FREE OF HARMFUL COMPONENTS. WE DO NOT WARRANT THE QUALITY, APPROPRIATENESS, ORIGINALITY, OR USEFULNESS OF ANY CONTENT GENERATED OR DELIVERED THROUGH THE SERVICES. ALL CONTENT IS PROVIDED FOR NOVELTY ENTERTAINMENT PURPOSES.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FT LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES OR ANY CONTENT.

OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

14. Indemnification

You agree to indemnify, defend, and hold harmless FT LLC, its members, managers, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Services; (b) your use, reproduction, or distribution of any Content; (c) your violation of these Terms; or (d) your violation of any applicable law or third-party rights.

15. Dispute Resolution and Arbitration

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES — INCLUDING ANY QUESTION OF THEIR BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION, OR VALIDITY — SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION RATHER THAN IN COURT. Arbitration shall be conducted by a single neutral arbitrator under the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The seat of arbitration shall be Flathead County, Montana.

YOU EXPRESSLY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES.

ALL CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

Either party may seek emergency injunctive or equitable relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration. Any such action shall be filed exclusively in state or federal court in Flathead County, Montana.

16. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Montana, without regard to its conflict of law provisions.

17. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services and any unused credits ceases immediately, except as required by applicable law. All provisions of these Terms that by their nature should survive termination — including but not limited to intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution — shall survive.

18. Changes to These Terms

We may update these Terms at any time by posting the revised version on our website with an updated effective date. Material changes will be communicated via email or site notice where reasonably practicable. Your continued use of the Services after any update constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically.

19. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if it cannot be modified. The remaining provisions shall continue in full force and effect.

20. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms to the extent such failure or delay is caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, civil unrest, labor disputes, governmental action, internet or telecommunications failures, or third-party service outages.

21. Entire Agreement

These Terms, together with our Privacy Policy, our Refund Policy, our AI Novelty Disclosure, and any other agreements expressly referenced herein, constitute the entire agreement between you and FT LLC with respect to the Services and supersede all prior agreements and understandings.

22. Contact Us

If you have any questions about these Terms, please contact us at:

FT LLC (dba Reverse Swear Jar) 6479 US Highway 93 S, Suite 969 Whitefish, MT 59937 Website: reverseswearjar.com